Financial Institutions Logo

Financial Institutions

🇺🇸
FISI
US3175854047

Financial Institutions, Inc. is the US holding company of Five Star Bank, a community bank based in New York State. It offers retail and commercial customers deposits, loans and payment services, along with wealth management through its subsidiaries.

Next Quarterly Earnings

Thursday, October 22, 2026
CW 43
After-Hours
In 55 days

After-hours — typically from around 10:00 p.m. German time (after the US close at 4:00 p.m. New York time).

Quiet period starts on September 24, 2026

Stock Price

Frequently asked questions

When will Financial Institutions report its next quarterly earnings?

Financial Institutions is scheduled to report its next quarterly earnings on 10/22/2026. After-hours — typically from around 10:00 p.m. German time (after the US close at 4:00 p.m. New York time).

When did Financial Institutions last report quarterly earnings?

Financial Institutions last reported quarterly earnings on 7/23/2026 (Q2 2026). Earnings per share (EPS) came in at 1.04 USD.

How does Financial Institutions stock react to earnings?

Across its last 4 earnings reports, Financial Institutions stock moved by ±3.4% on average the following day. The largest reaction was +9.3% on 10/23/2025; 2 of 4 reactions were positive.

How often has Financial Institutions beaten expectations?

Financial Institutions has beaten analyst EPS estimates in 5 of its last 5 evaluated quarters (beat rate: 100%).

How do I add the Financial Institutions earnings dates to my calendar?

Use the 'Subscribe in calendar' button on this page to add all dates to Google Calendar, Apple Calendar or Outlook. Dates update automatically when they change.

All Dates

Q3 2026
Estimate:$1.03
Actual:
Q2 2026
Beat
Estimate:$0.93
Actual:$1.04
Difference:+$0.11
Q1 2026
Beat
Estimate:$0.92
Actual:$1.04
Difference:+$0.12
Price reaction (1 day):-1.3 %
Price reaction (7 days):-0.2 %
Q4 2025
Beat
Estimate:$0.94
Actual:$0.96
Difference:+$0.02
Price reaction (1 day):0.0 %
Price reaction (7 days):+5.7 %
Q3 2025
Beat
Estimate:$0.88
Actual:$0.99
Difference:+$0.11
Price reaction (1 day):+9.3 %
Price reaction (7 days):+8.3 %
Q1 2025
Beat
Estimate:$0.83
Actual:$0.85
Difference:+$0.02
Q4 2024
Estimate:
Actual:
Price reaction (1 day):-2.9 %
Price reaction (7 days):+4.3 %

Earnings statistics

Stock reaction to earnings

±3.4%
Avg. next-day move
+9.3%
Largest move (10/23/2025)
50%
Share of positive reactions
±4.6%
Avg. move after 7 days

Basis: price reactions to the last 4 report dates (close to close).

Estimates vs. results

5/5
Quarters above estimates
100%
Beat rate
+5.4%
Avg. EPS surprise

Basis: 5 quarters with an analyst estimate and reported EPS.

Past price reactions are not a reliable indicator of future performance.

Company Information

Name
Financial Institutions
Ticker Symbol
FISI
ISIN
US3175854047
Country
🇺🇸
USA
Sector