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Bread Financial

🇺🇸
BFH
US0185811082

Bread Financial is a leading US financial services provider specializing in innovative payment solutions and credit card programs. The company supports retailers with co-branded and private-label credit cards, as well as customized loyalty programs. It offers digital financial solutions and flexible payment options for consumers, focusing on consumer financing.

Next Quarterly Earnings

Thursday, October 22, 2026
CW 43
Pre-Market
In 55 days

Pre-market — typically before 3:30 p.m. German time (before the US open at 9:30 a.m. New York time).

Quiet period starts on September 24, 2026

Stock Price

Frequently asked questions

When will Bread Financial report its next quarterly earnings?

Bread Financial is scheduled to report its next quarterly earnings on 10/22/2026. Pre-market — typically before 3:30 p.m. German time (before the US open at 9:30 a.m. New York time).

When did Bread Financial last report quarterly earnings?

Bread Financial last reported quarterly earnings on 7/23/2026 (Q2 2026). Earnings per share (EPS) came in at 3.55 USD.

How does Bread Financial stock react to earnings?

Across its last 4 earnings reports, Bread Financial stock moved by ±2% on average the following day. The largest reaction was +7.1% on 01/29/2026; 2 of 4 reactions were positive.

How often has Bread Financial beaten expectations?

Bread Financial has beaten analyst EPS estimates in 5 of its last 5 evaluated quarters (beat rate: 100%).

How do I add the Bread Financial earnings dates to my calendar?

Use the 'Subscribe in calendar' button on this page to add all dates to Google Calendar, Apple Calendar or Outlook. Dates update automatically when they change.

All Dates

Q3 2026
Estimate:$3.43
Actual:
Q2 2026
Beat
Estimate:$2.74
Actual:$3.55
Difference:+$0.81
Q1 2026
Beat
Estimate:$3.06
Actual:$4.18
Difference:+$1.12
Price reaction (1 day):-0.4 %
Price reaction (7 days):-8.3 %
Q4 2025
Beat
Estimate:$0.39
Actual:$2.07
Difference:+$1.68
Price reaction (1 day):+7.1 %
Price reaction (7 days):+13.2 %
Q3 2025
Beat
Estimate:$2.11
Actual:$4.02
Difference:+$1.91
Price reaction (1 day):-0.6 %
Price reaction (7 days):+2.1 %
Q1 2025
Beat
Estimate:$1.94
Actual:$3.14
Difference:+$1.20
Q4 2024
Estimate:
Actual:
Price reaction (1 day):+0.1 %
Price reaction (7 days):-1.4 %

Earnings statistics

Stock reaction to earnings

±2%
Avg. next-day move
+7.1%
Largest move (01/29/2026)
50%
Share of positive reactions
±6.2%
Avg. move after 7 days

Basis: price reactions to the last 4 report dates (close to close).

Estimates vs. results

5/5
Quarters above estimates
100%
Beat rate
+99%
Avg. EPS surprise

Basis: 5 quarters with an analyst estimate and reported EPS.

Past price reactions are not a reliable indicator of future performance.

Company Information

Name
Bread Financial
Ticker Symbol
BFH
ISIN
US0185811082
Country
🇺🇸
USA
Sector
More Financial Information